Smartmum Tax Checker · Nigeria 2026

What will you actually take home in 2026?

Nigeria's new tax law started on 1 January 2026. The first ₦800,000 a year is tax-free, rates run from 0% to 25%, and the old consolidated relief is gone. Enter your salary or your business income to see your tax and what you keep.

Your pay

Example figures · Replace with your own payslip amounts.

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Rent relief

You can deduct 20% of the rent you pay, up to ₦500,000 a year. You must declare it to your tax office.

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Deductions from your pay
Other reliefs (yearly)
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Your 2026 payslip

Estimate · Nigeria Tax Act 2025
Take-home pay per month ₦0 ₦0 a year
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How your tax is worked out

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This is an estimate, not tax advice. Figures follow the Nigeria Tax Act 2025 bands and common payroll practice. Your employer's payroll, what counts as an allowable business expense, state tax office rules and your own circumstances can change the result. Check with a qualified tax adviser before making decisions.